The meal plan ladder
Plans commonly run from room only, through bed and breakfast, half board and full board, up to all-inclusive and premium all-inclusive. The names are not standardised, so two resorts can mean different things by the same label.
What to check in an all-inclusive plan
Which restaurants are included, and whether à la carte venues cost extra.
Which drinks are covered, and whether there are brand or time limits.
Whether activities, excursions and non-motorised water sports are included, and whether taxes and service charges are added.
Work out the true cost
Add the plan supplement to the room rate, then add the transfer. That total is what you can fairly compare between resorts.
On a small island you will eat most meals at the resort, so a plan can save money if you would otherwise use the full menu.
When not to choose it
If you plan to spend the days on excursions or eating off the island, a lighter plan may cost less. Confirm inclusions with the resort before booking.